Your current debts
Start by entering the debts you have today
Keep this simple. Enter the balances, APRs, and minimum monthly payments you are dealing with right now.
What to enter
- Credit cards, personal loans, or other balances you owe today
- Current balance for each debt
- Current APR and minimum monthly payment
Why it matters
- This becomes the baseline for every payoff comparison
- It keeps snowball, avalanche, and consolidation grounded in the same facts
- Cleaner inputs mean a less fake answer later
Debt inputs
Current debt stack
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